Terms and Conditions
Effective Date: 14/6/2025
Last Updated: 14/6/2025
Welcome to the Monroe Life & Annuities website (“Site”). These Terms and Conditions (“Terms”) govern your use of our website and any products, services, or content provided by Monroe Life & Annuities (“we,” “us,” or “our”). By accessing or using this Site, you agree to be bound by these Terms and our Privacy Policy.
If you do not agree with any part of these Terms, please do not use our Site or services.
Use of the Website
You agree to use the Site only for lawful purposes. You must not:
Violate any applicable laws or regulations
Use the Site to transmit unauthorized or unsolicited marketing content (spam)
Attempt to gain unauthorized access to any portion of the Site or its systems
Use our content or services for any illegal or unauthorized purpose
Services and Information Disclaimer
The information provided on this Site is for educational and informational purposes only and is not financial, investment, or legal advice.
While we strive to keep the information accurate and up to date, Monroe Life & Annuities makes no guarantees of its accuracy, completeness, or timeliness.
All insurance and annuity quotes are subject to underwriting, approval, and eligibility requirements.
Intellectual Property Rights
All content on this Site—including logos, branding, copy, images, video, and software—is the exclusive property of Monroe Life & Annuities or its licensors and is protected by intellectual property laws.
You may not reproduce, distribute, modify, or use any content from this Site without our express written permission.
User Submissions
By submitting any personal information, testimonials, or inquiries through our Site, you grant Monroe Life & Annuities the right to use such information to contact you and respond to your requests.
We reserve the right to monitor and remove any user-submitted content that we deem inappropriate or unlawful.
Limitation of Liability
To the fullest extent permitted by law, Monroe Life & Annuities shall not be liable for any:
Indirect, incidental, or consequential damages
Losses resulting from your use of or inability to use our Site or services
Errors or omissions in the content of this Site
All services are provided “as-is” and “as-available,” without warranties of any kind, express or implied.
Links to Third-Party Sites
Our Site may contain links to third-party websites for convenience. We do not endorse or assume responsibility for the content, services, or practices of these third parties. Accessing those websites is at your own risk.
Indemnification
You agree to indemnify, defend, and hold harmless Monroe Life & Annuities, its affiliates, officers, agents, and employees from any claim or demand, including reasonable legal fees, arising from your use of the Site or your violation of these Terms.
Governing Law
These Terms shall be governed by and interpreted in accordance with the laws of the State of [Insert Your State], without regard to its conflict of law provisions.
Changes to Terms
We reserve the right to update or change these Terms at any time. Changes will be posted on this page with the updated effective date. Your continued use of the Site constitutes acceptance of the revised Terms.
Contact Us
If you have questions about these Terms or need further assistance, please contact us:
Monroe Life & Annuities
Business Address: 1046 Eagles Brooke Dr, Locust Grove, GA 30248, USA
Email: [email protected]
Phone: (618) 767-0468